Every purchase decision comes down to one question: is this worth my time? A simple three-tier verdict system for evaluating any purchase before you buy.
Most spending decisions are made on vibes. You see the price, you feel something, you buy or you don't. Two days later you either forgot about it or you regret it. There's no system — just impulse plus rationalisation.
The fix isn't a stricter budget. It's a simpler decision framework. WorthIt uses three verdicts, and you can apply them to any purchase right now without any app:
The three verdicts
1. Worth It
The item costs less than 1% of your monthly working hours, OR it costs more but provides daily value for at least a year. A €4 coffee on a workday morning, a €200 chair you'll sit in for 8 hours a day — these pass.
2. Think Twice
The item costs between 1% and 5% of your monthly hours, and the value is real but not daily. A €60 dinner out, a €300 jacket, a €400 weekend trip. Not reckless — but worth pausing on. The 24-hour rule lives here.
3. Expensive For You
The item costs more than 5% of your monthly hours, OR the value evaporates quickly. This isn't "don't buy it." It's "buy it knowing exactly what it costs." A €1,200 phone, a €3,000 holiday, a €15,000 used car — they all deserve the full conversion before you commit.
The honest question
Run any purchase through one prompt: "Would I trade [X hours of work] for this, right now, if the trade were that explicit?" If the answer is yes, buy it without guilt. If the answer is no, you just saved yourself a regret.
Most budgeting apps try to stop you from spending. This framework helps you spend on the right things — and stop pretending the wrong ones don't cost anything.
Get the verdict instantly
WorthIt calculates this for you on every price, using your actual wage. No guesswork, no spreadsheets, no guilt.